What are the important documents to claim BMW car insurance?
To claim car insurance you need a copy of insurance policy, driving license, registration certificate along with the original for verification. Other than these documents, the requirement may vary from car to car.
What is deductible in car insurance?
Deductible in car insurance is the amount you have to pay before the insurer. The compulsory excess for the BMW car is 1000 rupees for 1500 cc. This amount further increases according to the cubic capacity of your car.
What are the types of car insurance available?
At GoMechanic, you get three types of car insurance.
Zero depreciation car insurance:
If you come across an accident, you will obtain full coverage for your BMW car with no deduction in the coverage amount due to depreciation
Comprehensive car insurance:
It offers cover against vehicle damage, driver's or passenger's demise, and damage caused by the third party vehicle.
It protects you only against the cost increased from the damage caused by your BMW car to another car.
How can GoMechanic help me regarding insurance repair for my BMW car?
GoMechanic works with almost all insurance companies to have insurance policies claimed without much effort and you get 2 years of warranty on our service also on spare parts everywhere in Whitefield. We offer accidental repair services along with insurance claim services. We suggest new policies to purchase an IDV along with the premium rate.
What can I do if the insurance policy expires for my BMW car?
If the car insurance policy expires, the car will be inspected by the car inspector assigned by the insurer. If renewable is not done within 90 days of the date of expiry, you may lose on your no claim bonus leading to a significant loss.
When does an insurance company reject the Car Insurance claim?
If you repair your BMW car before a claim or any modifications done to the car and not intimated to the insurance company and RTO, the Insurance Company rejects the car insurance claim.