There’s uncertainty in everything, be it life or your car. As we go for life insurance so should we do for our possessions like our car. Getting car insurance is an indemnity. In case of an accident, the damages that the car suffers are repaired, and if need be, the replacement of the part with new ones is made. In extreme cases where a total loss is established, the insurance company pays the entire sum assured (the IDV declared in the insurance policy).
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Accidents are uncertain and cannot be predicted. So, by getting our cars insured we rule out the possibility of a financial burden that we may incur if our vehicle meets with an accident and is damaged.
As per The Motor Vehicles Act of India 1988 purchasing a minimum form of insurance ie. third party liability (TPL) is mandatory for every vehicle owner. However, for claiming own damage claims, Comprehensive insurance or Zero Depreciation insurance are required.
On today’s Featured post, we explore 10 most asked question on car insurance and claims by car owners:
When should I go for an insurance claim for my damaged or accidental car?
The ideal car insurance claim Intimation has to be done within 7 days from the day of the accident so as to ensure that post-accident there has been no mechanical modifications to the vehicle which may lead to the approval contradictions by the insurance surveyor once the insurance claim Intimation is done.
How can I get my car repaired under insurance claim?
It’s easier than ever! Book the ‘Doorstep Accidental Inspection’ at Rs 499 from GoMechanic. An executive will visit at the desired location, inspect the vehicle and generate a quotation depending upon the damages.
How can I get a repair estimate of my car under insurance claim?
You can get your car inspected under GoMechanic’s ‘Doorstep Accidental Inspection’ service where an executive will visit, inspect the car and provide an estimate on the basis of the required repair.
Can I get a cracked windshield repaired under 24 hours?
Small and easy tasks like this one can be done at the comfort of your home. You can book a doorstep windshield replacement with GoMechanic under your existing insurance policy. What’s more? Get Rs. 500 off on labour charges!
Can I get assistance on buying a new insurance policy for my car?
The various insurance policies available online might confuse you a bit. Don’t worry we’ve got you covered! With our ‘Know your Policy’ service, you can connect with famous industry agents to get intel on policy details at a nominal charge of Rs.100 only.
I bought a car insurance policy but have no idea on what is covered and what is not.
You can simply book the ‘Know Your Policy’ service where we give you an in-depth study of your insurance policy. This will help you understand the important & otherwise omitted points in your policy.
Must Read: How to Avoid Car Insurance Claim Rejection
Will I get pick-up and drop service with GoMechanic?
Yes, absolutely! At GoMechanic, we offer FREE doorstep pick-up and delivery. So, all you have to do is sit back and relax.
Which car insurance companies do GoMechanic has a tie-up with?
GoMechanic works in tandem with all car insurance companies to provide you with a seamless and hassle-free experience.
What documents will I need to file my car insurance claim?
You will need the following documents to claim your car insurance:
- Proof of Insurance or Policy Number
- RC (Registration Certificate)
- DL (Driving License)
- PAN Card or Aadhaar Card
- Copy of the FIR (in case of third-party damage)
What kind of spare parts does GoMechanic use for my car repair under insurance?
At GoMechanic, we use only 100% genuine OEM (Original Equipment Manufacturer) and OES (Original Equipment Supplier) spare parts for your car repair under insurance.
Also Read: Car Insurance: When NOT to file a claim
How has GoMechanic transformed car insurance repairs in India?
GoMechanic has been a prominent player in the car service and maintenance industry since 2016. With operations in 19 tier-1 cities with over 300 highly equipped workshops, GoMechanic is a one-stop solution for car servicing, maintenance, spares, insurance claim repairs and accessories.
This otherwise ‘un-organized’ space has 4M+ customers who now have access to transparent pricing, free pickup and drop, WhatsApp updates and on-app work status tracking module.
With over 2L Claims settled till date, GoMechanic now brings you some of the new features for enhancing the Insurance Claim Experience even further.
Dedicated KAM (Key Accounts Manager)
With car insurance claims now transformed to a ‘Next-Gen’ Experience, GoMechanic deploys a dedicated Key Account Manager (KAM) to stay in personal connection with you to enable you to have virtual know-how of what’s happening with your car.
Doorstep Accidental Inspection
GoMechanic has Doorstep Accidental Inspection where an executive will visit your location which also includes 50 point checkup done, Insurance Claim Advice and Policy Inspection at your doorstep.
Doorstep Windshield Replacement
GoMechanic offers doorstep windshield replacement (with warranty) under insurance claim within 24 hours. No need to visit the workshop for a task as small as this.
GoMechanic’s Know Your Policy
Is your policy expiring the next month? Don’t know what to look for in the policy renewal? What’s the IDV (Insurance Declared Value) for your car and the ideal policy type based on your driving behaviour? Worry no more. GoMechanic’s Know Your Policy offers you the solution. Learn how to read the important and otherwise omitted points in your policy. Connect with Agents, get info on premium and expenditure assessment.