Owning a car for our daily commutes has become a necessity in today’s life. And with car loans being easily available, buying your car is not a distant dream anymore. But, the purchase of your dream car brings with it some additional responsibilities. One such responsibility is buying Car insurance.

As per The Motor Vehicles Act of India 1988 purchasing a minimum form of car insurance ie. third party liability (TPL) is mandatory for every vehicle owner. However, for claiming own damage claims, Comprehensive insurance or Zero Depreciation insurance are required.

Read more: Car Insurance | Everything You Need To Know

While buying car insurance (whether a third party, comprehensive or zero deprecation), most people have a hard time deciding where to get the insurance from. Many of them look for cheap car insurance plans with huge benefits. Getting car insurance plans directly from the car dealer is often resorted to by most buyers as it saves a lot of their time and effort. But is your car dealership providing you with a profitable deal? Or is it more beneficial to directly approach insurance agents and insurance companies for availing car insurance claim?

car insurance claim | GoMechanic
Car insurance repairs at GoMechanic

Also Read: When NOT to file a car insurance claim

GoMechanic is a one-time solution for fulfilling your car servicing needs. In this blog, we will provide a comparative analysis of the pros and cons of getting insurance claims from car dealers versus GoMechanic.

Getting a Car Insurance Claim: Dealer Vs GoMechanic

Services Dealer GoMechanic
Insurance claim Dealers generally have tie-ups with very few companies thus resulting in limited options for the customers. GoMechanic has tie-ups with all car insurance companies including leading providers like HDFC ERGO, Reliance General, Bharti AXA, ICICI Lombard etc.
Deductions Hefty commission on claims with over-the-top file charges. Zero deductions and No commissions with 100% waiver on processing fees.
Warranty No scope of warranty or guarantee. Network warranty on car service and spare +  2 years of warranty on paint.
Savings No savings on car repairs under insurance. Pay upto 50% less and save up to 25% on insurance car repairs.
Quotation Minimum 5-6 business days. Personalised insurance repair quotes in just 2 hours.
Spare Parts No assurance on spare parts authenticity and availability. Only 100% genuine OEM and OES spare parts.
Towing Assistance Towing services available as third party. Towing & Roadside assistance available through GoMechanic.
Misc. Services Pick-up & delivery service chargeable as extra. FREE doorstep pick-up and delivery.

Popular Read: Car Insurance | Comprehensive Vs Zero Depreciation


With GoMechanic you get:

  • Up to 40% savings
  • Free pick-up and drop-in service
  • Fair and upfront pricing
  • Genuine OEM/OES Spares
  • Warranty on Service

GoMechanic- The smartest way to service your car
Call 8398970970 to book your car service instantly
or Click here for an executive call back

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